Terms and Conditions & Private Policy

PRIVACY POLICY

Effective Date: January 1st, 2025
This Privacy Policy describes how Endow America Network Foundation, also known as Discovery 664 Academy (“we,” “us,” or “our”), collects, uses, and discloses your personal information when you visit our website, , use our educational platform at , or enroll in our courses hosted on Thinkific (collectively, the “Services”).
1. INFORMATION WE COLLECT
We collect personal information that you provide to us and information that is automatically collected when you use our Services.
1.1. Personal Information You Disclose to Us
We collect personal information that you voluntarily provide to us when you:
Register for an account on our Services.
Express an interest in obtaining information about us or our products and services.
Participate in activities on the Services.
Contact us.
The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:
Contact Information: Name, email address, and phone number.
Account Information: Username and password.
Payment Information: When you make a purchase, we collect payment information through our payment processor, Stripe, Inc. This may include your payment instrument number (such as a credit card number) and the security code associated with your payment instrument. We do not store your full payment card details. All payment data is handled and stored by Stripe, Inc. You may find their privacy notice link(s) here: .
Communications: When you contact us, we may collect the content of your communications.
Newsletter Subscription: If you subscribe to our newsletter, we will collect your name and email address.
1.2. Information Automatically Collected
We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.
We also collect information through cookies and similar technologies. For more information, please see our Cookie Policy below.
1.3. Information from Our Chatbot
Our website features a chatbot to assist users. The chatbot may ask you to provide your name, last name, and email address to continue the conversation or to subscribe you to our newsletter. By providing this information to the chatbot, you expressly authorize us to collect, store, and use this information in accordance with this Privacy Policy. If you choose to subscribe to our newsletter through the chatbot, you consent to receiving marketing and promotional communications from us.
1.4. Email Communications
All marketing and promotional emails are sent through our email service provider, Constant Contact. When you subscribe to our newsletter or provide your email address, your information will be stored and processed by Constant Contact in accordance with their privacy policy, which can be found at . You may unsubscribe from our marketing emails at any time by clicking the “unsubscribe” link at the bottom of any email we send, or by contacting us at .
2. HOW WE USE YOUR INFORMATION
We use personal information collected via our Services for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.
We use the information we collect or receive:
To facilitate account creation and logon process.
To send administrative information to you.
To fulfill and manage your orders.
To send you marketing and promotional communications.
To deliver targeted advertising to you.
To request feedback.
To protect our Services.
To enforce our terms, conditions, and policies.
To respond to legal requests and prevent harm.
For other business purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and to evaluate and improve our Services, products, marketing, and your experience.
3. SHARING YOUR INFORMATION
We may share your information with third parties in the following situations:
With Service Providers: We may share your personal information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include: payment processing (Stripe, Inc.), email delivery (Constant Contact), data analysis, hosting services (Thinkific), customer service, and marketing efforts.
With Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.
With Your Consent: We may disclose your personal information for any other purpose with your consent.
For Legal Reasons: We may disclose your information when we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.
4. YOUR PRIVACY RIGHTS
Depending on your location, you may have the following rights regarding your personal information:
The right to access, correct, or delete your personal information.
The right to object to or restrict the processing of your personal information.
The right to data portability.
The right to withdraw your consent at any time.
To exercise these rights, please contact us at .
5. DATA RETENTION
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).
6. SECURITY OF YOUR INFORMATION
We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.
7. CHILDREN’S PRIVACY
We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at .
8. CHANGES TO THIS PRIVACY POLICY
We may update this privacy policy from time to time. The updated version will be indicated by an updated “Effective Date” and the updated version will be effective as soon as it is accessible. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.
9. CONTACT US
If you have questions or comments about this policy, you may email us at or by post to:
Endow America Network Foundation 21290 Biscayne Blvd Aventura, FL 33180 United States

TERMS AND CONDITIONS

Effective Date: January 1st, 2025
These Terms and Conditions (“Terms”) govern your use of the website , the educational platform , and the courses and services offered by Endow America Network Foundation, also known as Discovery 664 Academy (“we,” “us,” or “our”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.
1. ACCOUNTS
When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.
You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.
You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
2. COURSES AND PAYMENTS
We offer online courses for a monthly subscription fee. By enrolling in a course, you agree to pay the monthly fee specified at the time of your purchase. All payments are processed through our third-party payment processor, Stripe, Inc. You agree to be bound by Stripe’s terms of service in connection with your use of the Service.
3. EDUCATIONAL CONTENT DISCLAIMER
All course materials and content provided by Discovery 664 Academy are for educational purposes only and do not constitute personalized tax, financial, legal, or investment advice. Individual results vary significantly based on personal circumstances, implementation, and market conditions. Any examples or statements regarding potential outcomes, including the “10x guarantee,” are illustrative only and not contractual guarantees of specific results.
You must consult qualified, licensed professionals (including CPAs, tax attorneys, and financial advisors) before making any decisions based on information learned through our courses. We are not liable for any financial outcomes resulting from your use or implementation of the educational content. Tax laws are complex and subject to change, and you are responsible for ensuring compliance with current laws in your jurisdiction.
By enrolling in our courses, you acknowledge that you understand this is educational content only and that you will seek personalized professional advice before making any financial, tax, or legal decisions.
4. REFUND POLICY
We offer a 7-day money-back guarantee for our courses. To be eligible for a refund, you must request it within 7 days of your initial purchase and you must not have completed more than 10% of the course content. The maximum refund amount is limited to one month’s subscription fee.
To request a refund, please contact us at .
5. SYSTEM REQUIREMENTS
To access our courses on the Thinkific platform, you must meet the following minimum system requirements:
Browser: The latest version of a supported browser (e.g., Chrome, Firefox, Safari) with Javascript enabled. Microsoft Edge and Internet Explorer are not supported.
Internet: A broadband internet connection with a minimum speed of 5Mbps.
Device: A device capable of graphic and audio output.
Security: Your browser must support TLS 1.2 or greater.
For the Thinkific mobile app:
iOS: The two most recent versions of iOS.
Android: The four most recent versions of Android.
6. INTELLECTUAL PROPERTY
The Service and its original content, features, and functionality are and will remain the exclusive property of Endow America Network Foundation and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Endow America Network Foundation.
7. PROHIBITED ACTIVITIES
You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.
8. USER GENERATED CONTRIBUTIONS
The Services does not offer users to submit or post content. We may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Services, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, “Contributions”).
9. TERM AND TERMINATION
These Legal Terms shall remain in full force and effect while you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.
10. GOVERNING LAW
These Terms shall be governed and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.
11. DISPUTE RESOLUTION
Any dispute arising out of or relating to these Terms or the Services shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Aventura, Florida.
12. CHANGES
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
13. CONTACT US
If you have any questions about these Terms, please contact us at .